Banking and Financial Awareness

Ten lessons on Indian banking for IBPS, SBI and other bank exams: the RBI and monetary policy, accounts and payment systems, NPAs and Basel norms, financial inclusion, regulators and markets.

Drafted with AI assistance and fact-checked on 28 October 2026; not yet read line by line by a human editor. Spotted a mistake? Tell us. Editorial standards & corrections

The lessons

1. Indian Banking System: History, Nationalisation and Structure
2. Reserve Bank of India: Origin, Organisation, Functions and Subsidiaries
3. Monetary Policy Tools: CRR, SLR, Repo, SDF, MSF and the MPC
4. Bank Accounts, NRI Deposits, Cheques, Loans and Deposit Insurance
5. Payment and Settlement Systems: NEFT, RTGS, IMPS, UPI and NPCI
6. NPAs, Debt Recovery Laws, IBC and Basel Capital Norms
7. Financial Inclusion: Lead Bank Scheme, Priority Sector and Jan Dhan to MUDRA
8. Development Banks, NBFCs and Financial Regulators (NABARD, SIDBI, SEBI, IRDAI, PFRDA)
9. Money Market and Capital Market: Instruments, IPOs, Exchanges and Mutual Funds
10. Banking Terms, Bank Codes (IFSC, MICR, SWIFT) and International Financial Institutions

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