SBI Clerk 2026: exam pattern, marks, negative marking, age limit

Every figure on this page is copied from an official document linked next to it, with the date we last checked it. Pattern, age limit and dates are from the JA 2026-27 notification. Last verified: 15 October 2026.

At a glance

Selection stages
Phase-I: Preliminary Examination (online) → Phase-II: Main Examination (online) → Phase-III: Local Language Proficiency Test
First stage: Questions / Marks / Time
100 / 100 / 60 min
Negative marking
One-fourth (1/4) of the marks assigned to a question is deducted for each wrong answer.
Tentative vacancies
7,680 (as on 11 August 2026)

Weekly live mock: Sunday, 8 November 2026, 10:00–12:00 IST · 50 questions in 60 minutes, one paper for everyone · Sit it in the Android app →

Exam pattern

Phase-I: Preliminary Examination (online)

Preliminary Examination

SectionQuestionsMarks eachMarksTime (min)
English Language3013020
Numerical Ability3513520
Reasoning Ability3513520
Total10010060

Time allowed: 60 minutes. Candidates eligible for a scribe get 20 minutes of compensatory time for every hour of the examination. Negative marking: One-fourth (1/4) of the marks assigned to a question is deducted for each wrong answer. This part is qualifying only: it does not add to the merit score.

  • Each test has its own 20-minute timer. English Language is set in English; the other two tests are set in English, Hindi and the language(s) listed in the notice for the State/UT applied for. No minimum qualifying marks are prescribed for any individual test or for the aggregate, and section-wise marks are not maintained.
  • Candidates apply for one State/UT only. Marks decide only who is shortlisted for the Main examination: an adequate number in each category, about 10 times the vacancies subject to availability, in descending order of aggregate marks. Preliminary marks are not added to the final merit list.
  • The vacancy total shown for this exam (7,680) is the notice's total of regular vacancies. Backlog vacancies for SC/ST/OBC, PwBD and ex-servicemen are listed separately in the notice's State-wise table.

Phase-II: Main Examination (online)

Main Examination

SectionQuestionsMarks eachMarksTime (min)
General / Financial Awareness5015035
General English4014035
Quantitative Aptitude5015045
Reasoning Ability & Computer Aptitude501.206045
Total190200160

Time allowed: 160 minutes. 2 hours 40 minutes. Candidates eligible for a scribe get 20 minutes of compensatory time for every hour of the examination. Negative marking: One-fourth (1/4) of the marks assigned to a question is deducted for each wrong answer.

  • Each test has its own timer. General English is set in English; the other tests are set in English, Hindi and the language(s) listed for the State/UT applied for.
  • No minimum qualifying marks for individual tests, and section-wise marks are not maintained. Candidates must score a minimum percentage of marks on aggregate, as decided by the Bank, with 5% relaxation for SC/ST/OBC/PwBD/XS/DXS candidates.
  • The final merit list (State-wise, category-wise) is made on the aggregate marks of the Main examination only. Trained apprentices of SBI who meet the notice's conditions get a bonus of 2.5% of the maximum marks (5 out of 200).

Phase-III: Local Language Proficiency Test

Applies to: Provisionally selected candidates who have not studied any of the specified local languages of the State/UT applied for in class 10 or 12.

Local Language Proficiency Test (LLPT)

This part is qualifying only: it does not add to the merit score.

  • Held after the Main examination and before joining. A candidate who fails the test is not offered appointment. Candidates who show a class 10 or 12 mark sheet or certificate proving they studied the specified local language are not tested.
  • Pattern as printed in the notice: Non-Verbal Test with an objective section (3 passages, 15 questions, 15 marks) and a subjective section (3 passages, 15 questions, 15 marks); Verbal Test, 20 marks.
  • Candidates must score the minimum qualifying marks decided by the Bank in each individual test, with 5% relaxation for SC/ST/OBC/PwBD/XS/DXS candidates. Final selection is also subject to verification of eligibility.

Source: Recruitment of Junior Associates (Customer Support & Sales), Advertisement No. CRPD/CR/2026-27/17 ↗ · Last verified: 15 October 2026 · Report an error

Syllabus: subjects tested

The subjects in short, as the official syllabus lists them. The exam body's own notification is final.

Reasoning Ability & Computer Aptitude
Puzzles, seating arrangement, syllogism, coding-decoding, inequalities, and basic computer-aptitude topics at the Mains stage.
Numerical / Quantitative Aptitude
Number series, simplification, data interpretation, and arithmetic word problems.
English Language
Reading comprehension, cloze test, error spotting, sentence rearrangement, and vocabulary.
General / Financial Awareness
Banking terms, financial current affairs, and general static GK relevant to the sector.

Full syllabus, stage by stage → · Official website ↗

Age limit and qualification

20 to 28 years as on 1 April 2026 (born between 2 April 1998 and 1 April 2006, both days inclusive). Upper age relaxation: OBC 3 years; SC/ST 5 years; PwBD 10 years (General/EWS), 13 years (OBC), 15 years (SC/ST). Ex-servicemen, widows and divorced women, and trained SBI apprentices have separate relaxations listed in the notice. Relaxations are not cumulative. Age is counted as on 1 April 2026.

PostsRequirement
Junior Associate (Customer Support & Sales), all States/UTsGraduation in any discipline from a recognised university or an equivalent qualification recognised by the Central Government, as on 31 December 2026. Final-year or final-semester students may apply provisionally, but if provisionally selected they must show proof of passing on or before 31 December 2026.
Ex-servicemen (matriculate)Matriculate ex-servicemen who hold the Indian Army Special Certificate of Education (or the equivalent in the Navy or Air Force) after at least 15 years of service in the Armed Forces are also eligible. The certificate must be dated on or before 31 December 2026.
State/UT applied forCandidates apply for one State/UT only and must be proficient (reading, writing, speaking and understanding) in the specified local language of that State/UT. The notice lists the language(s) against each State/UT.

Preliminary: no minimum marks for any test or for the aggregate. Main: no minimum for individual tests; a minimum aggregate percentage as decided by the Bank (5% relaxation for SC/ST/OBC/PwBD/XS/DXS). Local language test: minimum qualifying marks in each test as decided by the Bank.

Source: Recruitment of Junior Associates (Customer Support & Sales), Advertisement No. CRPD/CR/2026-27/17 ↗ · Last verified: 15 October 2026 · Report an error

Important dates

EventDateSource
Online registration and fee payment11 August 2026 to 31 August 2026official notice ↗
Phase-I: Preliminary ExaminationSeptember 2026 (tentative, per the notice)official notice ↗
Phase-II: Main ExaminationNovember 2026 (tentative, per the notice)official notice ↗

Source: Recruitment of Junior Associates (Customer Support & Sales), Advertisement No. CRPD/CR/2026-27/17 ↗ · Last verified: 15 October 2026 · Report an error

Source: Tentative vacancies ↗ · Last verified: 15 October 2026 · Report an error

Practice questions by section

Free questions, each with its answer, in the subjects this exam tests. Every topic opens a list of question pages.

Reasoning

Computer Knowledge

Quantitative Aptitude

English

General Studies

General Awareness

All practice questions by topic →

Free notes (PDF)

Notes for every topic in this exam’s syllabus, one PDF per subject: each lesson ends with a quick-revision box, and each PDF ends with a revision sheet. Written by an AI assistant and not reviewed by a subject-matter expert.

Notes for every subject →

Latest notices

All exam notices →

SBI Clerk admit card, result and answer key: every notice →

Recent current affairs for this exam

All current affairs →

Prepare

Frequently asked questions

What are the selection stages of SBI Clerk?

Phase-I: Preliminary Examination (online) → Phase-II: Main Examination (online) → Phase-III: Local Language Proficiency Test, as per the JA 2026-27 notification.

How many questions are in the SBI Clerk first stage?

Phase-I: Preliminary Examination (online): 100 questions for 100 marks in 60 minutes, as per the JA 2026-27 notification.

Is there negative marking in SBI Clerk?

Phase-I: Preliminary Examination (online), as per the JA 2026-27 notification: One-fourth (1/4) of the marks assigned to a question is deducted for each wrong answer.

Is there negative marking in SBI Clerk Phase-II: Main Examination?

Phase-II: Main Examination (online), as per the JA 2026-27 notification: One-fourth (1/4) of the marks assigned to a question is deducted for each wrong answer.

Which parts of the SBI Clerk exam are qualifying?

As per the JA 2026-27 notification, these are qualifying: Phase-I: Preliminary Examination (online): Preliminary Examination; Phase-III: Local Language Proficiency Test: Local Language Proficiency Test (LLPT).

What is the age limit for SBI Clerk?

20 to 28 years as on 1 April 2026 (born between 2 April 1998 and 1 April 2006, both days inclusive). Upper age relaxation: OBC 3 years; SC/ST 5 years; PwBD 10 years (General/EWS), 13 years (OBC), 15 years (SC/ST). Ex-servicemen, widows and divorced women, and trained SBI apprentices have separate relaxations listed in the notice. Relaxations are not cumulative. Age is counted as on 1 April 2026.

Can final-year students apply for SBI Clerk?

As per the JA 2026-27 notification: Junior Associate (Customer Support & Sales), all States/UTs: Graduation in any discipline from a recognised university or an equivalent qualification recognised by the Central Government, as on 31 December 2026. Final-year or final-semester students may apply provisionally, but if provisionally selected they must show proof of passing on or before 31 December 2026.

What are the minimum qualifying marks in SBI Clerk?

Preliminary: no minimum marks for any test or for the aggregate. Main: no minimum for individual tests; a minimum aggregate percentage as decided by the Bank (5% relaxation for SC/ST/OBC/PwBD/XS/DXS). Local language test: minimum qualifying marks in each test as decided by the Bank.

How many vacancies are there in SBI Clerk?

7,680 tentative vacancies for JA 2026-27, as officially published on 11 August 2026.

Which subjects does the SBI Clerk exam test?

The official syllabus lists: Reasoning Ability & Computer Aptitude; Numerical / Quantitative Aptitude; English Language; General / Financial Awareness.

Source: Recruitment of Junior Associates (Customer Support & Sales), Advertisement No. CRPD/CR/2026-27/17 ↗ · Last verified: 15 October 2026 · Report an error

How this page is made

These facts are transcribed from the official documents linked above and checked against them on the date shown. If anything here differs from the official notification, the official notification is right. Please tell us through the Contact page. See also our editorial standards. Contact · Editorial standards